3 Strong Reasons to Buy $XRP Before the End of Summer

XRP has seen modest performance so far in 2025, with an increase of only 5% in the first six months of the year. However, there are clear signs that the remainder of the year could bring much stronger momentum for the cryptocurrency. Some important developments are taking place that may justify holding XRP before the summer ends. This article examines three key factors that could drive demand: regulatory clarity, the emergence of treasury strategies focused on XRP, and the potential approval of spot XRP ETFs. Clarity on Regulations is Coming Soon The long-standing legal uncertainty surrounding XRP is about to be resolved. Ripple, the company associated with XRP, indicated as early as March that the (SEC) is preparing to dismiss the lawsuit against the company. In June, Ripple announced that they plan to withdraw any future appeals, while the SEC also suggested that they would stop pursuing additional appeals. Although the final paperwork is still pending, the case is expected to conclude by the end of July. In addition to the lawsuit, significant legislative efforts are underway in Congress to create a more structured regulatory environment for digital assets. Two proposed laws — the Genius Act and the Clarity Act — are considered particularly relevant to XRP. The Genius Act establishes rules for stablecoins, a segment where the XRP blockchain could witness new growth. Meanwhile, the Transparency Act will establish a regulatory framework for all digital assets. It could remove barriers for institutional investors wary of compliance risks. Both bills are expected to reach President Donald Trump's desk for signing before Congress recesses in August, creating a regulatory environment that could benefit the adoption and value of XRP. XRP Custodial Companies are Attracting Attention Another notable trend is the increase of companies adding XRP to their corporate treasury. In June, VivoPower International announced plans to purchase $120 million in XRP for its balance sheet, marking the first such move. Shortly thereafter, Trident Digital Tech Holdings revealed it will allocate 500 million USD to XRP. These decisions reflect the approach of Strategy, formerly MicroStrategy, which has accumulated a significant Bitcoin position over the past five years, currently valued at 65 billion USD. Although current initiatives regarding XRP treasury are limited to smaller companies, there are increasing predictions that a larger company may follow suit in the coming months. Analysts have suggested the possibility of a "MicroStrategy of XRP" emerging before the end of summer, which could further validate and enhance the asset within corporate financial circles. Spot XRP ETF Is Under Review Perhaps the most anticipated development is the pending decision by the SEC on the XRP spot exchange-traded fund (ETF), which Bloomberg estimates has a 95% chance of the SEC approving a spot XRP ETF this year. The deadline for making the final decision is mid-October. However, approval may come sooner. The SEC's recent approval of a Grayscale fund holding XRP, Bitcoin, and Ethereum indicates that momentum is shifting towards the acceptance of dedicated spot XRP ETFs. If approved, spot ETFs will allow institutional capital to flow more easily into XRP, especially after regulatory laws are finalized. Industry observers have noted that such developments will signal that "investing in XRP is safe," alleviating previous legal and compliance concerns that have limited investments from larger institutions. Look Further... Investors should be aware of the potential risks despite these positive catalysts. XRP has not met previous expectations, and if any of these developments do not materialize, its price may stagnate or only rise modestly. However, if these three catalysts unfold as predicted, there is optimism that XRP could retest its historical highs and solidify its position in the market before the end of the year. With the current trajectory and the convergence of these factors, the summer of 2025 seems to present a unique opportunity for those considering participating or expanding their positions in XRP.