New Document: XRP Is Used by American Express, Bank of America, Santander

Crypto researcher SMQKE has drawn attention to documented use cases of XRP by several high-profile financial and philanthropic institutions.

In a recent tweet, SMQKE stated: “XRP —> Used by American Express, Bank of America, Santander and the Bill & Melinda Gates Foundation. Documented below.” The tweet included an image of a corporate document outlining recent use cases of leading cryptocurrencies, which explicitly lists XRP alongside those institutions.

Document Highlights Institutional Use of XRP

The recent use cases section specifies that hundreds of financial institutions, including American Express, Bank of America, and Santander, have partnerships with Ripple. Additionally, it notes that Ripple has partnered with various sustainability leaders, including the Bill & Melinda Gates Foundation, to achieve net-zero carbon emissions by 2030.

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Financial Giants and Philanthropy Recognize Ripple Technology

The inclusion of these institutions in the context of XRP adoption highlights the degree of institutional recognition the asset has achieved. American Express, a global leader in payments and credit services, is listed among the financial institutions leveraging Ripple’s technology.

Similarly, Bank of America and Santander, both prominent multinational banks with extensive retail and corporate banking operations, are named as participants in partnerships involving XRP.

The document also highlights Ripple’s sustainability commitments, citing its collaboration with the Bill & Melinda Gates Foundation. According to the text, the partnership with sustainability leaders, which includes the Gates Foundation, is part of a broader initiative to achieve carbon net zero by 2030. This aspect underscores a growing awareness of environmental considerations in financial technology and digital assets.

XRP Positioned Alongside Leading Cryptocurrencies

The broader table in the shared image compares XRP to other major cryptocurrencies, such as Bitcoin, Ether, Binance Coin, Cardano, and Solana. The purpose and recent use cases of each currency are summarized. Notably, XRP is the only cryptocurrency in the list explicitly linked to major financial institutions and a large philanthropic organization in the context of bridge currency functionality and sustainability initiatives.

SMQKE’s post reinforces the narrative of XRP being integrated into significant institutional and cross-border payment infrastructures. The image shared provides clear documentation from a corporate research source and highlights tangible use cases as evidence of XRP’s role in contemporary finance and philanthropy.

By highlighting documented partnerships with American Express, Bank of America, Santander, and the Gates Foundation, SMQKE’s tweet adds to the ongoing public record of XRP’s adoption among influential global players.

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