Understand COTI: Building the financial blockchain infrastructure for decentralized payments future

5/13/2025, 4:02:03 PM
COTI is a financial-grade blockchain network based on DAG, integrating trust scoring mechanism and arbitration system, suitable for stablecoins, corporate tokens, and various scenarios of daily payments.

COTI Project Introduction

COTI is a blockchain network focused on payment and financial scenarios, which stands for “Currency Of The Internet”, committed to bringing high performance, low latency, and low-cost experience to digital transactions.
It adopts a new generation of DAG (Directed Acyclic Graph) data structure and introduces the innovative Trustchain consensus mechanism, providing a flexible, secure, and scalable digital asset infrastructure for users, merchants, enterprises, and developers.

By integrating trust scoring, arbitration mechanisms, multi-chain structure, and on-chain smart contracts, COTI has built a complete ecosystem with real payment capabilities.

COTI Technical Mechanism Detailed Explanation

Trustchain: Consensus based on trust score

The COTI network assigns a Trust Score to each account, which is calculated based on factors such as historical behavior, transaction habits, identity authentication, etc.
During transaction verification, the system prioritizes processing requests from highly trusted users to improve transaction confirmation speed, while also restricting risky behaviors to effectively reduce fraud.

DAG Technology Architecture: Improving Scalability and Concurrency

Unlike the serial transaction packaging method of the blockchain, COTI's DAG architecture supports concurrent transaction processing, and the system's throughput capacity increases with the number of users, with theoretical TPS reaching tens of thousands.
This feature is particularly suitable for scenarios with high requirements for speed and performance, such as e-commerce payments, micro-payments, machine-to-machine payments, etc.

Proof of Trust: Combining decentralized protection with PoW

On top of DAG, COTI introduces a lightweight PoW (Proof of Work) mechanism to prevent spam transaction attacks, while avoiding centralization issues in mining through a trust mechanism, achieving a more fair network participation model.

Core Features Highlights

Multi-chain coexistence (MultiDAG) architecture

Allowing multiple DAG networks to run simultaneously, each chain supporting independent tokens and rule configurations, adapting to diverse application scenarios such as stablecoins, points systems, brand tokens, etc.

Smart Contract Support

COTI supports Turing-complete on-chain contract execution, combining efficiency and security, suitable for building automated settlement, conditional payment, and other business logic.

Decentralized Arbitration Mechanism

By forming an arbitration pool with trusted nodes to vote on disputed transactions, it provides users with a protection mechanism similar to traditional payment networks.

Double-Spend Defense System

Specialized DSP nodes monitor the uniqueness of transactions and account balances in real time, effectively preventing double spending and malicious attacks.

Enterprise-level token and stablecoin issuance

Supports enterprises to customize token rules and deploy quickly, applied in areas such as membership systems, payment points, cross-border stable settlement, etc.

Typical application directions

  • Online paymentSupports fast settlement, low fees, suitable for cross-border e-commerce and daily consumption scenarios.

  • Stablecoin NetworkStable tokens anchored to fiat currencies or commodities to enhance trading predictability.

  • Enterprise closed-loop financial systemCombining token economy and reward mechanisms to build proprietary payment channels for the brand.

  • Internet of Things payment systemCompatible with IoT device micro-payment logic to improve machine economic collaboration efficiency.

  • Smart Financial ContractAutomated execution of conditional trades, insurance claims, leasing, and various Web3 scenarios.

Current market performance

As of May 12, 2025, the price of COTI token is around $0.086, recently rose significantly, investors need to pay attention to risk control.

View real-time price chart 👉https://www.gate.io/trade/COTI_USDT

Summary

COTI is not only a new type of digital currency, but also an innovative carrier of financial technology infrastructure.
It implements an efficient, decentralized transaction network through DAG architecture, and introduces modules such as trust score mechanism, arbitration system, programmable contracts, etc., establishing a bridge between traditional finance and blockchain applications.

For beginners who want to explore the future of Web3 finance and stablecoins and commercial blockchain scenes, COTI provides a highly valuable example.

* 本情報はGate.ioが提供または保証する金融アドバイス、その他のいかなる種類の推奨を意図したものではなく、構成するものではありません。

Understand COTI: Building the financial blockchain infrastructure for decentralized payments future

5/13/2025, 4:02:03 PM
COTI is a financial-grade blockchain network based on DAG, integrating trust scoring mechanism and arbitration system, suitable for stablecoins, corporate tokens, and various scenarios of daily payments.

COTI Project Introduction

COTI is a blockchain network focused on payment and financial scenarios, which stands for “Currency Of The Internet”, committed to bringing high performance, low latency, and low-cost experience to digital transactions.
It adopts a new generation of DAG (Directed Acyclic Graph) data structure and introduces the innovative Trustchain consensus mechanism, providing a flexible, secure, and scalable digital asset infrastructure for users, merchants, enterprises, and developers.

By integrating trust scoring, arbitration mechanisms, multi-chain structure, and on-chain smart contracts, COTI has built a complete ecosystem with real payment capabilities.

COTI Technical Mechanism Detailed Explanation

Trustchain: Consensus based on trust score

The COTI network assigns a Trust Score to each account, which is calculated based on factors such as historical behavior, transaction habits, identity authentication, etc.
During transaction verification, the system prioritizes processing requests from highly trusted users to improve transaction confirmation speed, while also restricting risky behaviors to effectively reduce fraud.

DAG Technology Architecture: Improving Scalability and Concurrency

Unlike the serial transaction packaging method of the blockchain, COTI's DAG architecture supports concurrent transaction processing, and the system's throughput capacity increases with the number of users, with theoretical TPS reaching tens of thousands.
This feature is particularly suitable for scenarios with high requirements for speed and performance, such as e-commerce payments, micro-payments, machine-to-machine payments, etc.

Proof of Trust: Combining decentralized protection with PoW

On top of DAG, COTI introduces a lightweight PoW (Proof of Work) mechanism to prevent spam transaction attacks, while avoiding centralization issues in mining through a trust mechanism, achieving a more fair network participation model.

Core Features Highlights

Multi-chain coexistence (MultiDAG) architecture

Allowing multiple DAG networks to run simultaneously, each chain supporting independent tokens and rule configurations, adapting to diverse application scenarios such as stablecoins, points systems, brand tokens, etc.

Smart Contract Support

COTI supports Turing-complete on-chain contract execution, combining efficiency and security, suitable for building automated settlement, conditional payment, and other business logic.

Decentralized Arbitration Mechanism

By forming an arbitration pool with trusted nodes to vote on disputed transactions, it provides users with a protection mechanism similar to traditional payment networks.

Double-Spend Defense System

Specialized DSP nodes monitor the uniqueness of transactions and account balances in real time, effectively preventing double spending and malicious attacks.

Enterprise-level token and stablecoin issuance

Supports enterprises to customize token rules and deploy quickly, applied in areas such as membership systems, payment points, cross-border stable settlement, etc.

Typical application directions

  • Online paymentSupports fast settlement, low fees, suitable for cross-border e-commerce and daily consumption scenarios.

  • Stablecoin NetworkStable tokens anchored to fiat currencies or commodities to enhance trading predictability.

  • Enterprise closed-loop financial systemCombining token economy and reward mechanisms to build proprietary payment channels for the brand.

  • Internet of Things payment systemCompatible with IoT device micro-payment logic to improve machine economic collaboration efficiency.

  • Smart Financial ContractAutomated execution of conditional trades, insurance claims, leasing, and various Web3 scenarios.

Current market performance

As of May 12, 2025, the price of COTI token is around $0.086, recently rose significantly, investors need to pay attention to risk control.

View real-time price chart 👉https://www.gate.io/trade/COTI_USDT

Summary

COTI is not only a new type of digital currency, but also an innovative carrier of financial technology infrastructure.
It implements an efficient, decentralized transaction network through DAG architecture, and introduces modules such as trust score mechanism, arbitration system, programmable contracts, etc., establishing a bridge between traditional finance and blockchain applications.

For beginners who want to explore the future of Web3 finance and stablecoins and commercial blockchain scenes, COTI provides a highly valuable example.

* 本情報はGate.ioが提供または保証する金融アドバイス、その他のいかなる種類の推奨を意図したものではなく、構成するものではありません。
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