Intensive adjustment of wealth management products leads to performance comparison with benchmark! What's going on?

On January 7, Jinshi Data News: The reporter found that many financial management companies, including Minsheng Wealth Management, Zhaoyin Wealth Management, Huaxia Wealth Management, and Zhongyin Wealth Management, have recently announced the adjustment of the performance comparison benchmark for some financial management products, with some products being adjusted by more than 100 basis points. Many financial management companies stated that the performance comparison benchmark is based on past investment experience and the prediction of market fluctuations during the existence of financial management products, and it is set as the investment target for financial management products. The performance comparison benchmark does not represent the future performance and actual income of financial management products, nor is it a promise of income from financial management companies to financial management products.