Ripple (XRP) important signal: The Federal Reserve (FED) implements new standards on July 14, traders expect a market breakthrough.

The Federal Reserve (FED) is set to implement the ISO 20022 standard on July 14, 2025. Some crypto assets analysts believe that this change could benefit a range of crypto assets, including Ripple (XRP), and traders anticipate a market breakout.

Crypto X AiMan (@CryptoXAiMan), a thought leader in the coin community, stated that the Fedwire funds service will officially switch to the ISO 20022 standard on July 14. This upgrade aims to modernize financial communications by creating a unified standard in the global payment system.

What is ISO 20022? According to Gate.io, ISO 20022 is a global standard for financial information transmission, widely used in banking and payment sectors to ensure interoperability and efficiency.

ISO 20022 is a global information transmission standard for electronic data interchange between financial institutions. It provides a framework for transmitting information applicable to various financial transactions, including payments, securities, and trading. Compared to traditional information transmission formats such as SWIFT MT and FIX, ISO 20022 is designed to enhance adaptability, reduce data density, and improve interoperability. This standard has been rapidly adopted by an increasing number of payment networks and financial institutions, particularly crypto assets projects, giving rise to the term "ISO 20022 coin," which refers to any digital currency or crypto asset that complies with the ISO 20022 communication standard.

Although the Federal Reserve's financial services website has confirmed this action, its focus is solely on improving the information transmission mechanism. The official statement did not mention that crypto assets would be included in the system or receive any form of recognition from the Federal Reserve.

However, the video claims that tokens that comply with the ISO 20022 standard (such as XRP, XLM, XDC, ALGO, QNT, and HBAR) may benefit from this change. According to the presenter, these assets have already been built to comply with the ISO 20022 standard, so their prices may rise.

Analysts' Views on XRP

The video specifically focuses on XRP. The host points out that XRP has issued a "buy signal" and seems ready to break out. He cited past price trends—specifically, the surge from $0.50 to $3—to argue that if a similar situation occurs again, history might repeat itself.

The video also includes a chart of XRP and predicts that the coin may break out of a consolidation range that has lasted for several months. The video claims that the adoption of the ISO 20022 standard, combined with historical trends, may drive XRP to set a new all-time high.

However, these predictions have not been supported by any official statements. The analysis is based on chart patterns and past trends, which cannot guarantee future outcomes.

Are these predictions reliable?

There is no doubt that ISO 20022 will have a significant impact on traditional finance, especially in the way banks and payment systems communicate. However, its direct correlation with Crypto Assets prices remains controversial.

Official sources explicitly describe the standard as a messaging upgrade, rather than a cryptocurrency integration mechanism. Although XRP and similar tokens may technically be aligned with ISO 20022, compatibility does not mean they will be adopted or that prices will rise.

The majority of the content in the video is based on community sentiment and chart-based speculation. However, the broader crypto assets market is influenced by many other factors—regulations, partnerships, macroeconomic conditions, and investor behavior.

Summary

The Fedwire update on July 14 is a big deal, and it's no surprise that the crypto assets community is paying attention. While the timing may excite traders, there is little evidence that ISO 20022 will directly impact the price of XRP or any other coin.

It is evident that if traders expect a breakout, they need to see confirmation from the charts, genuine adoption messages, or meaningful trading volumes. Before that, it's best to stay updated on the latest developments—just like in the Crypto Assets space.