XRP Poised For $5 Surge By 2027 After SEC Win And ETF Hopes

HomeNews* Ripple’s XRP token reached $2.23 in July 2025 after rising over 640% since July 2022.

• The partial resolution of an SEC lawsuit has increased investor confidence and pushed XRP above $3 earlier this year.
• Pending spot ETF applications for XRP are awaiting SEC approval, which could further impact price growth.
• Ripple has expanded its global adoption, especially in banking, and launched a successful stablecoin, RLUSD.
• Market experts suggest XRP could reach $5 by 2027 if regulatory trends and adoption continue positively. Ripple’s XRP token has seen a marked increase in price since the partial settlement of a lawsuit with the U.S. Securities and Exchange Commission (SEC) in late 2023. The asset traded at $0.30 in July 2022 and reached $2.23 by July 2025. Investors have shown renewed interest following the regulatory outcome.

• Advertisement - Earlier this year, XRP surpassed $3 for the first time in almost seven years. However, the price has since dropped due to a wider bearish trend in the cryptocurrency market. Several spot ETF (exchange-traded fund) applications for XRP are currently under review by the SEC, which could further affect the asset’s outlook.

The new, more crypto-friendly leadership at the SEC has raised hopes for ETF approvals in 2025. According to industry observers, “there is a high probability that the SEC will approve a spot ETF for the token sometime this year,” which could benefit the token’s adoption and price.

Ripple is also gaining traction worldwide in the banking sector and recently launched its RLUSD stablecoin, which has seen significant use. Legislative progress in the U.S. on stablecoin regulation—such as the GENIUS Act—could further boost adoption of RLUSD and Ripple’s technology.

Given these developments, market watchers state that if current trends continue and regulatory actions are favorable, XRP may reach the $5 mark by 2027 or sooner. The combination of regulatory clarity, expanding global partnerships, and the launch of new financial products positions XRP for further growth.

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