XRP breaks through $3, institutional demand and favourable regulatory information drive the pump, CME futures volume hits a new high.

XRP Rises Above $3 for the First Time in Six Months, Investor Confidence Recovers

On July 14, 2025 (Monday), the price of XRP surpassed $3, reaching a six-month high, attracting widespread attention from the market. Data from Gate shows that XRP rose by 2.2% on that day, trading at around $2.92, with a cumulative increase of 27% over the past week. This surge reflects investors' recognition of XRP's use and the optimistic sentiment brought about by a more supportive regulatory environment.

Matt Kreiser, an analyst at the crypto analytics platform Messari, told Decrypt that XRP's recent performance is similar to that at the end of last year, especially following Trump's strong market rebound after winning re-election.

"This is exactly a reappearance of the market after Trump's election last autumn."

The Compliance Advantages of the XRP Ledger Promote Asset Tokenization Applications

Kreiser pointed out that financial institutions are increasingly attempting to tokenize real-world assets (RWA) such as stocks and bonds through blockchain. The underlying XRP Ledger has chain-level compliance features, which positions it advantageously in this trend, helping institutions to manage on-chain assets conveniently and securely.

In addition, the XRP Ledger is attempting to introduce smart contract functionality and develop Ethereum-compatible sidechains, which will further enhance its application value in the DeFi and RWA fields.

Stablecoin legislation is nearing approval, Ripple collaborates with BNY to enhance trust.

Currently, the U.S. Congress is actively promoting legislation related to stablecoins, which is indirectly beneficial for XRP. Ripple CEO Brad Garlinghouse recently stated that collaborating with Bank of New York Mellon (BNY) on stablecoin reserve management is an important step in strengthening trust in the system.

Previously, XRP was under pressure from the U.S. Securities and Exchange Commission (SEC), but after the change in regulatory leadership and the end of enforcement actions, the institutional risks faced by XRP have significantly decreased, and market expectations have also improved.

Institutions and Retail Investors Resonating: CME XRP Futures Daily Trading Volume Breaks Record

On July 11, 2025, CME announced that the trading volume of its XRP and Micro XRP futures products exceeded $235 million on that day, with a cumulative trading total surpassing $1.6 billion, setting a new historical high.

• Micro XRP futures contracts traded 9,100 lots today, equivalent to over 82 million XRP.
• A total of 1,245 standard XRP futures contracts were traded, with open interest reaching 1,258 contracts.
• Micro XRP futures open interest surged to 2,415 contracts, indicating a joint participation enthusiasm from retail and institutional investors.

CME stated that XRP has become one of the most watched crypto assets on its platform. Its compliant and structured derivatives attract institutional investors seeking risk hedging.

Robinhood Introduces XRP Micro Futures, Expanding Retail Participation Channels

Robinhood recently launched CME's XRP and Solana Micro futures products, helping retail users participate in cryptocurrency derivatives trading with a lower threshold. This step brings more capital and activity to the XRP trading ecosystem.

Standard Chartered Bank predicts XRP will hit $5.50 this year, with ETF and tokenization as the key.

Standard Chartered Bank pointed out in a report released in April that XRP, due to its cross-border payment characteristics, has a unique positioning in one of the most promising growth areas of digital assets, similar to stablecoins. The bank expects that if the XRP spot ETF is successfully launched, combined with the trends of stablecoins and RWA tokenization, the price of XRP is expected to rise to 5.50 USD by the end of 2025.