Morpho Lite Launch

"Title: Pioneering Peer-to-Peer Lending in the DeFi Revolution" "Written by: Paul Veradittakit, Partner at Pantera Capital" Compiled by: Chris, Techub News Morpho is surpassing traditional protocols such as Compound and changing the DeFi landscape, showcasing the power of its innovative lending model. Initially using Morpho Optimizers for direct peer-to-peer credit limits, Morpho has now expanded to include Morpho Blue, which adopts a point-to-pool model that combines the best of both worlds to improve efficiency.

The first-generation DeFi with the first-mover advantage is still evolving.

The revolutionary product unexpectedly spawned by Crypto Assets: stablecoin In the past year, three major events have pushed stablecoins into the mainstream: 1. Tether generated nearly $13 billion in profit with fewer than 200 employees. 2. Trump's assumption of office and the shift in the U.S. regulatory attitude towards digital assets 3. Stripe acquired the stablecoin infrastructure company Bridge for $1.1 billion. As a thriving ecosystem begins to profit, regulation also becomes clearer. This guide aims to help stablecoin issuers and users understand the current state of the industry. We have gathered unique insights from industry leaders, so let's get started! Definition of stablecoin Stablecoins are typically liabilities denominated in US dollars, backed by reserves of assets with equal or higher market value. There are mainly two categories: • Fiat Currency Support: Fully backed by bank deposits, cash, or low-risk cash equivalents ( such as government bonds ) collateral. • Collateral Debt Position (C

The Morpho protocol has risen in the field of Decentralized Finance (DeFi), surpassing Compound with its innovative peer-to-peer lending model, reaching a total lending value of $903 million. Its new product Morpho Blue further enhances capital utilization, showcasing the potential for the DeFi market to evolve towards greater efficiency and flexibility. Morpho's success heralds the beginning of a transformation in the financial ecosystem.

The full text introduces the development of decentralized stablecoins, particularly how the usual.money project enhances transparency and security by introducing real-world assets (RWA) as collateral. Since its launch in early 2024, the project has quickly attracted funding and achieved active user participation, offering innovative yield mechanisms that enhance user engagement.